Every year, hundreds of thousands of students benefit from financial programs administered by HESC. No other state puts college within the reach of so many students as New York. Nobody works harder to make the college funding process faster and easier for students, parents and administrators.
The HESC Mission

We help people pay for college

The HESC Values

Our Employees

We are committed to teamwork, excellence, initiative, personal growth and responsibility.

Our Customers

We never take our customers for granted. We ask, we listen, and we respond.

Our Products and Services

We are committed to high quality, dependability, and continuous improvement to meet the changing needs of our customers.


On the Cutting Edge

Our cutting-edge online products ─ including TAP-on-the-Web and the e-MPN (electronic master promissory note) ─ make it much faster and easier for students and parents to apply for aid, explore careers and colleges, and save money for college. And, our advanced online processing services make virtually every stage of the aid process more efficient and productive for college administrators and lenders.

HESC ...

    • Is a leading guarantor of student loans and the only guarantor based in New York
    • Manages more than 25 grant, scholarship and loan programs, including the Tuition Assistance Program (TAP), the nation's largest state grant
    • Outpaces our nearest competitor by 40 percent when it comes to giving students financial aid
    • Is the most technologically sophisticated of all grant agencies
    • Has saved families more than $163 million since 1999 by waiving the insurance fee (now the default fee) on loans
    • Provides students and administrators flexible, responsive service when they need it, where they need it and how they need it.
    • Offers a breadth of financial aid products to easily accommodate the different needs of various students and schools
    • Assists schools and students with advanced default prevention, financial literacy and counseling programs

HESC News, e-Library, and Financial Information

Visit HESC News for our latest press releases and financial reporting information.

HESC Board of Trustees

Look at a listing of the diverse members of the HESC Board of Trustees

Personal Privacy Protection Law (PPPL)

The New York State Personal Privacy Protection Law (PPPL) allows you to request copies of your records from HESC; records that contain your personal information.

Regulatory Activity

Review proposed regulations published in the New York State Register by the Department of State.

Link to HESC

Incorporate hesc.org into your Web site, making it a convenient click away for students and parents.

Visiting HESC

Coming to HESC headquarters? You'll need travel directions and information about accommodations in the Albany, NY area.