The electronic Master Promissory Note (e-MPN) allows Stafford and PLUS loan borrowers to electronically sign their MPN.

You must complete the entire e-MPN process in one session. If you are completely inactive on the application for 60 minutes, the Web site will time you out and you'll have to start over.


Step 1: Before You Begin

Be sure you have the necessary information ready before you begin:
  • Your driver's license number, if you have one.
  • The names, addresses and telephone numbers of two different references (these references must live in the U.S.).
  • Your HescPIN. If you do not have a HescPIN yet, begin the process anyway. When you reach the Borrower Authorization section, there will be a prompt to allow you to set one up.
Now, depending on the loan program you will be using, read the Stafford Loan form and conditions or the PLUS Loan form and conditions.


Step 2: Select the Appropriate e-MPN and Apply


Students only, apply using one of these two sections ...
Stafford Loan (Undergraduate and Graduate Students)
Descriptione-MPN
Stafford Loans are federally guaranteed loans and are available to undergraduate and graduate students to help cover the cost of attendance at eligible schools. To qualify, you must complete the FAFSA.



Learn more about Stafford Loans
Begin the Stafford Loan e-MPN process.
Graduate/Professional PLUS Loan
Descriptione-MPN
Graduate and Professional PLUS Loans are federally guaranteed loans available only for graduate or professional students. To qualify, you must complete the FAFSA, have an acceptable credit history, and have applied for maximum Stafford subsidized/unsubsidized loans.


Learn more about Graduate/Professional PLUS Loans
Begin the Graduate/
Professional PLUS Loan
e-MPN process.
Parents only, apply using this section ...
Parent PLUS Loan
Descriptione-MPN
Parent PLUS Loans are federally guaranteed loans available to parents and some stepparents of undergraduate, dependent students. To qualify, borrowers must have an acceptable credit history.



Learn more about Parent PLUS Loans
Begin the Parent PLUS Loan e-MPN and/or Credit Check process.

Step 3: Once Your Application Is Complete

Your e-MPN is valid for 10 years. Return at any time to view or print your e-MPN.