Welcome to HESC’s Frequently Asked Questions for Students, Parents, and Counselors (FAQ). This collection provides brief answers to common questions about student loans, loan repayment, loan default, and loan consolidation.

In addition, the FAQs provide links to more detailed information available elsewhere on this Web site.

Visit often; these FAQs are updated regularly to reflect the latest concerns of people like you. We hope you find them helpful and informative.