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HESC e-Library - Articles by Title

The following articles, covering a variety of college access, financial aid, and financial literacy topics, are organized by title.

High school counselors, financial aid professionals, lenders, legislators, and media editors and writers may download and freely use these articles in school, legislative, newspaper, or other publications geared to students and families.

When using these articles in your publications, please attribute them to New York Higher Education Services Corp. (HESC), the state agency that helps people pay for college.

Additional resources, like links for your Web site, are here for your convenience.

For additional information, please contact Joanne Razzano, public information specialist at HESC at (518) 473-5522, or by e-mail at Joanne.Razzano@hesc.ny.gov.

Article Catalog
Articles Organized by Title
ABC's of Financial Need
Apply for TAP via the FAFSA
Back at College and Broke Already
Beware of FAFSA and Scholarship Myths and Scams
Consider These Three Factors When Choosing Between Fixed and Variable-Rate Student Loans
Deep Pockets Not Required for Study Abroad
Get the 411 on College Scholarships
Getting Ready to Go -- Your Entrance Interview
It Matters to You -- Completing Your Exit Interview is Critical
Know the True Cost of College: Compare Your Financial Aid Award Letters
Manage Your Student Loan - The Grace Period Starts Now
Money for College: FAFSA Dos and Don'ts
Paying for College is More Than Tuition, Room and Board
Ready...Set...Go! 9th Grade Planning Checklist
Ready...Set...Go! It's Your Money -- How Do You Manage It?
Ready...Set...Go! Overcoming the Nerd Factor
Ready...Set...Go! Stash Your Cash
Ready...Set...Go! Your Future Starts Now - Get Organized
Safeguarding Your Identity
Savvy Shopping for College Textbooks
Seven Savvy Steps to Get Financially Fit After Graduation
Summer Tan or Summer Job?
Taming the College Fair: 7 Tips for Making the Most of Your College Fair Visit
Think Outside the Gift Box
Truth and Consequences of Credit and Debit Cards on Campus
Your College Search: 7 Key Factors for Choosing the Best College
Your College Search: 7 Key Factors for Choosing the Best College Checklist and Comparison Chart

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