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Consolidate Defaulted Loans



If you have several education loans — including any in default — you can combine those loans into one new loan with one monthly payment. The benefit to consolidation is removing your account from default. Any borrower with an eligible Federal education loan in default is eligible.

Various repayment plans are available:
For more information, contact HESC at 1-866-991-4372. The Rehabilitation Program is another opportunity to have loans removed from default, repair damaged credit, and to become eligible for student financial aid.