This FACTS module includes a presentation and talking points for speakers. Accompanying the presentation are handout materials ─ flyers and brochures that students may refer to long after the presentation is over.

Download the presentation and the accompanying materials by clicking on the appropriate links and, when prompted, saving the files to your computer.


Module 2: Understanding Credit
DescriptionEducational Materials
Educate your students about credit management issues. Should I open a new credit card account? Do I make only the minimum payment or pay more? What is FICO scoring? Targeted toward older or graduate students, understanding credit can help students better appreciate the need to manage their debt load.Presentation with script

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Example Credit Report Handout

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Unraveling the Mystery Behind Credit Reports

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Managing Your Student Loan Debt

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Need Training Support?

Contact a HESC trainer by e-mailing Pam Jerome at pjerome@hesc.org