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HESC e-Library - Articles by Season


The following articles, covering a variety of college access, financial aid, and financial literacy topics, are organized by the season in which they will have the most meaning to readers.

High school counselors, financial aid professionals, lenders, legislators, and media editors and writers may download and freely use these articles in school, legislative, newspaper, or other publications geared to students and families.

When using these articles in your publications, please attribute them to New York Higher Education Services Corp. (HESC), the state agency that helps people pay for college.

Additional resources, like links for your Web site, are here for your convenience.

For additional information, please contact Joanne Razzano, public information specialist at HESC at (518) 473-0444, or by e-mail at jrazzano@hesc.org.

Article Catalog
September - November
Back at College and Broke Already
College Survival Skills: The Truth and Consequences of Credit Cards
It's Your Money -- How Do You Manage It?
Scholarships 411
Beware of FAFSA and Scholarship Myths and Scams
Stash Your Cash
Taming the College Fair: 7 Tips for Making the Most of Your College Fair Visit
December - February
Apply for TAP via the FAFSA
Deep Pockets Not Required for Study Abroad
Money for College: FAFSA Dos and Don'ts
Think Outside the Gift Box
March - May
Eight Ways to Get Financially Fit After College
It Matters to You - Completing Your Exit Interview is Critical
Know Before You Go: Comparing College Financial Aid Award Letters
Six Steps For Managing Your Student Loan - The Clock Starts Now
Summer Tan or Summer Job?
Ten Steps to Safeguard Your Identity
June - August
Consider These Three Factors When Choosing Between Fixed and Variable Rate Student Loans
Getting Ready to Go -- Your Entrance Interview
Overcoming the Nerd Factor
Paying for College is More Than Tuition, Room and Board
Paying for College with Plastic
Savvy Shopping for College Textbooks
Your College Search: 7 Key Factors for Choosing the Best College
Your College Search: 7 Key Factors for Choosing the Best College Checklist & Comparison Chart
Your Future Starts Now - Get Organized
9th Grade Planning Checklist



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