The following articles, covering a variety of college access, financial aid, and financial literacy topics, are organized by the season in which they will have the most meaning to readers.

High school counselors, financial aid professionals, lenders, legislators, and media editors and writers may download and freely use these articles in school, legislative, newspaper, or other publications geared to students and families.

When using these articles in your publications, please attribute them to New York Higher Education Services Corp. (HESC), the state agency that helps people pay for college.

Additional resources, like links for your Web site, are here for your convenience.

For additional information, please contact Joanne Razzano, public information specialist at HESC at (518) 473-0444, or by e-mail at jrazzano@hesc.org.

Article Catalog
September - November
College Survival Skills: Maintaining a Debt Diet
College Survival Skills: The Truth and Consequences of Credit Cards
College Money Smarts: Study Abroad
College Money Smarts: Think Outside the Gift Box
It's Your Money -- How Do You Manage It?
Scholarships 411
Scholarship Myths and Scams
Stash Your Cash
Your College Search - You Have Questions...Make Sure You Get Answers
Your College Search - College Comparison Table
December - February
HESC Reminds Grads to Prepare for Repayment
College Money Smarts: Building a Firewall to Protect Your Identity
FAFSA Dos and Don'ts
HESC Offers Advice to Help Pay for College: Plan Now for College Financial Aid Applications
March - May
Comparing College Award Letters
HESC Reminds Students and Families to Plan for the Invisible Costs of College
It Matters to You - Completing Your Exit Interview is Critical
New York Salutes Vets: Financial Aid Programs for Vets
Spring College Fairs
Your Choices: Summer Tan or Job?
June - August
Getting Ready to Go -- Your Entrance Interview
Overcoming the Nerd Factor
Your Future Starts Now - Get Organized
9th Grade Planning Checklist