The following articles, covering a variety of college access, financial aid, and financial literacy topics, are organized by title.

High school counselors, financial aid professionals, lenders, legislators, and media editors and writers may download and freely use these articles in school, legislative, newspaper, or other publications geared to students and families.

When using these articles in your publications, please attribute them to New York Higher Education Services Corp. (HESC), the state agency that helps people pay for college.

Additional resources, like links for your Web site, are here for your convenience.

For additional information, please contact Joanne Razzano, public information specialist at HESC at (518) 473-0444, or by e-mail at jrazzano@hesc.org.

Article Catalog
Articles Organized by Title
Back at College and Broke Already
College Money Smarts: Building a Firewall to Protect Your Identity
College Money Smarts: Study Abroad
College Money Smarts: Think Outside the Gift Box
College Survival Skills: The Truth and Consequences of Credit Cards
Comparing College Award Letters
Getting Ready to Go -- Your Entrance Interview
FAFSA Dos and Don'ts
HESC Offers Advice to Help Pay for College: Plan Now for College Financial Aid Applications
HESC Reminds Grads to Prepare for Student Loan Repayment
HESC Reminds Students and Families to Plan for the Invisible Costs of College
It Matters to You -- Completing Your Exit Interview is Critical
New York Honors Veterans with College Financial Aid
Ready...Set...Go! 9th Grade Planning Checklist
Ready...Set...Go! It's Your Money -- How Do You Manage It?
Ready...Set...Go! Overcoming the Nerd Factor
Ready...Set...Go! Stash Your Cash
Ready...Set...Go! Your Future Starts Now - Get Organized
Scholarships 411
Scholarship Myths and Scams
The Clock Starts Now: HESC Offers Tips for Repaying Your Federal Student Loan
Your Choices: Summer Tan or Job?
Your College Search - You Have Questions...Make Sure You Get Answers
Your College Search - College Comparison Table