Question of the Month

Throughout the year, the HESC Policy Panel receives many questions from College Administrators and Lenders on topics of broad interest to colleagues. Each month, HESC recognizes the author of the most challenging question, featuring that question and its answer in the "What's New" sections of the Lender and College Administrator home pages.

Submit Your Own Question

You can try to stump the HESC Policy Panel. Submit your toughest loan policy questions to askpolicy@hesc.org. All questions will be answered quickly.

Question of the Month Summary

Click a link below to read each winning question and answer.

July 2008: Repayment Options for Parent PLUS Loans
June 2008: Common Manual Access
May 2008: Web Site for Designated Low Income Schools
April 2008: HEROES Act Payment Waiver for Certain Defaulted Borrowers
March 2008: Initial Loan Counseling Requirements
February 2008: Bankruptcy and Loan Eligibility
January 2008: New Loan Certification When Transferring Schools
December 2007: Eligibility of PLUS Loans for Teacher Loan Forgiveness
November 2007: Handling of Student Aid When a Student Withdraws Due to Military Mobilization
October 2007: Delivery Time Frames for Individual Loan Checks from Lenders
September 2007: Loan Eligibility for Enrollment at Multiple Schools
August 2007: Teacher Loan Forgiveness/Changing Schools

Archived Question of the Month Topics

If you would like a copy of any of the following archived questions and answers please e-mail mcoli@hesc.org

Archived Question of the Month Topics
Description	Date
Reestablishing Deferment Eligibility After Default	July 2007
Timely Loan	June 2007
Expiration of an MPN	May 2007
Death of a Parent Borrower and Delivery of loan Proceeds	April 2007
Consolidation Loans and the Cohort Default Rate	March 2007
Teacher Loan Forgiveness	February 2007
Loan Eligibility Using a Borrower Based Academic Year	January 2007
Required Disbursement Amounts	December 2006
Teacher Loan Forgiveness	November 2006
In School Certification	October 2006
Teacher Loan Forgiveness	September 2006
Graduate/Professional PLUS Loans	August 2006
Military Deferments	July 2006
Consolidation Before July 1, 2006	June 2006
Upcoming Change in Consolidation Loans	May 2006
Collection Suspended for Military Duty	April 2006
Exit Counseling Requirements	March 2006
Federal PLUS loan eligibility	February 2006
Teacher Loan Forgiveness	January 2006