Right Track - Grace Period

Right Track helps your students during their grace period avoid default with expert counseling from our Advocate Unit.

Advocate Unit

The HESC Advocate Unit counsels borrowers who have graduated, withdrawn or dropped below half-time study with the goal of preventing default. We work with students in their grace period and 40 days into repayment, educating them on the importance of completing school, repayment options, and deferment and forbearance options.