Every month, HESC’s “Question and Answer” Web feature includes an interesting question presented to the Office of Counsel and Regulatory Compliance staff.

This month’s winning question is:

A Stafford Loan borrower has been teaching full-time for five consecutive, complete school years at an elementary or secondary school. Is there a Web site a borrower could access to find out if the school qualifies as a designated low-income school for Teacher Loan Forgiveness (TLF) purposes before they apply for TLF?

To find out whether the school is considered a low-income school, the student can visit the Teacher Cancellation Low Income Directory, and click on the “Search” box. Or he or she may call 1-800-4-FED-AID (1-800-433-3243).

Direct questions regarding this guidance to the Office of Counsel and Regulatory Compliance at 518- 473-3986 or toll-free at 1-866-431-HESC (1-866-431-4372), press 6, or via e-mail at askpolicy@hesc.org