There are many student financial aid programs available for graduate study in New York State. For most of the programs administered by the Federal or State Government you will need to complete the Free Application for Federal Student Aid (FAFSA) first so that financial need is established. It is important that you check with the administrator of the financial aid program along with the financial aid office of your school to make sure you adhere to admissions and financial aid deadlines.

Financial aid is available from other sources too, such as colleges, corporations, unions, professional associates, community organizations, and private lenders. This information may be obtained from college financial aid administrators, public libraries and the internet.

For your review, below is a listing of many of the financial aid programs:


Federal Programs for Graduate Study In New York State
Name of
Financial Aid
Program		Maximum Annual AmountMaximum Total AmountProgram of StudyApplicationBasis for Eligibility
Federal Stafford Subsidized Loans$8,500$65,500 (combined grad and undergrad sub loans) AllFAFSA and a Stafford Master Promissory Note (MPN)General eligibility and financial need
Federal Stafford Unsubsidized Loans ¹
$20,500
(less sub loan amount awarded)		$138,500
(combined undergrad. and grad. sub. and unsub. loans)		AllFAFSA and MPN General eligibility
Federal Grad/Professional PLUS LoansCost of AttendanceVariesAllPLUS MPNGeneral eligibility and credit worthy
Federal Perkins Loans$8,000$60,000 (combined grad. and undergrad. loans)AllFAFSA and visit campus financial aid officeGeneral eligibility and financial need
Federal Work StudyVariesVariesAllFAFSA and visit campus financial aid officeGeneral eligibility and financial need
Health
Professions
Student Loans		Cost of AttendanceNoneDentistry, Optometry, Pharmacy, Podiatric Medicine and Veterinary MedicineFAFSA and visit campus financial aid officeGeneral eligibility and financial need
Federal Nursing Student Loans$2,500
$4,000 last two years of study		$13,000NursingFAFSA and visit campus financial aid officeGeneral eligibility and financial need
Primary Care Loans ²Cost of attendance for 1st and 2nd year students more for 3rd and 4th year studentsVariesAllopathic or Osteopathic MedicineFAFSA and visit campus financial aid officeGeneral eligibility and financial need
Jacob Javits Fellowship ProgramFor fiscal year 2010: $13,775 to institution and $30,000 stipend4 years of studyArts, Humanities and Social SciencesFAFSA & US DOE Jacob Javits Fellowship ApplicationSuperior academic ability, financial need and exceptional promise
    ¹ For students in certain health professions programs, there is additional unsubsidized eligibility. Contact your financial aid office.
    ² You must practice in primary health care until the loans are paid off.

NYS State Programs for Graduate Study
Name of Financial Aid ProgramMaximum Annual AwardDurationProgram of StudyApplicationBasis of Eligibility
Tuition Assistance Program (TAP)$550 4 yearsAllFAFSA and TAP ApplicationNYS residency;
attending a NYS
institution; and
tuition/income.
Veterans Tuition AwardFor 2009 - 2010 academic year: $4,895 or 98% of tuition whichever is lessUp to the equivalent of 6 semesters of studyAllFAFSA, TAP, & Veterans Tuition Award Supplement ApplicationGeneral eligibility
and be an eligible
veteran who is
a NYS resident.
NYS Regents Professional Opportunity Scholarship (POS)¹$5,000Up to 4 years of studyNYS Professional Licensure ProgramsRegents Professional Opportunity Scholarship ApplicationNYS residency;
attending a NYS
institution. Priority
given to disadvantaged;
and underrepresented
populations.
NYS Regents Health Care Scholarships in Medicine and Dentistry (HCS) ¹ & ²$10,000NYS Medical or Dental Program Regents Health Care Scholarships Application
New York Higher Education Loan Program (NYHELPs)$10,000$70,000 (including undergrad)AllFAFSA, TAP application, personal information form and financial literacy course found at HESC MarketplaceGeneral eligibility;
NYS residency;
attending a NYS
institution; and
credit worthy.
    ¹ There is no funding for new applicants for the 2009-10 year for POS or HSC Programs.
    ² Must agree, upon licensure to practice in an underserved area; 12 months for each annual payment received, with a minimum of 24 months.

State University of New York (SUNY) and City University of New York (CUNY)
Financial Aid Programs for Graduate Study
Name of Financial Aid ProgramMaximum Annual AwardDurationProgram of StudyApplicationBasis of Eligibility
SUNY Graduate Diversity FellowshipTuition and varied stipend amountsVariesSUNY Graduate ProgramsVisit SUNY Campus Office of Graduate AdmissionsDemonstration of contribution to the diversity of the student body, including having overcome a disadvantage or other impediment to higher education
SUNY Graduate Opportunity ProgramTuition and costsVariesSUNY Graduate ProgramsConsult with undergraduate EOP/HEOP Director and SUNY Campus Office of Graduate Admissions NYS resident and an EOP, HEOP, and/or SEEK program graduate
CUNY Enhanced Fellowship$18,000 stipend and in-state tuition5 yearsCUNY Graduate ProgramsVisit CUNY Financial Aid OfficeGeneral eligibility and academic merit
CUNY Science ScholarshipsUp to 15 credits p5 yearsCUNY Natural Science doctoral studentsVisit CUNY Financial Aid OfficeGeneral eligibility and academic merit