You can have payments on your defaulted loan automatically deducted from your checking account through SMARTPAY. Repaying your loan with SMARTPAY is fast, convenient and free:

  • No checks to write — with your permission, HESC deducts your monthly payment from your checking account
  • No stamps to buy.
  • No service charge to pay.
  • Your payments will always be on time.

To sign up, just click on the link to complete the SMARTPAY form and follow the instructions.