Consolidation and Cancellation

Sometimes you need to change your loan arrangements. Here is where loan consolidation and cancellation may play roles. Consolidation involves refinancing multiple student loans, perhaps to simplify your repayment arrangements, extend the repayment period, or reduce the size of your loan payments. Cancellation involves the discharge of a borrower’s repayment obligation, often in the event of a borrower’s death, disability, or other change in circumstance.

Forgiveness

Do you qualify for loan forgiveness? Under established loan forgiveness programs, the repayment obligations of borrowers pursuing specific career opportunities can be waived.

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