Loans to Help Finance Your Higher Education

HESC.org has information to help you choose the types of student loans that are best for you.

Federal loans include Federal Direct Loans (both subsidized and unsubsidized), Direct PLUS and Graduate PLUS Loans, and Perkins Loans.

If you need additional funds, check out New York State’s fixed-rate student loan, the New York Higher Education Loan Program (NYHELPs).

Private student loans are a source of money to fill the college financing gap after you've exhausted all other kinds of aid. Get background information on private loans here. Then visit HESC Student Loan Marketplace to learn about and compare multiple private loans with accurate and pre-qualified pricing. Marketplace will give you the facts and information you need to evaluate specific private student loans.